First Time Homebuyer Programs

Owning a home opens doors to personal, financial, and family freedom.  The decision to buy a home, however, can be pretty stressful. We understand!  We promise to use plain terms to explain everything:  no special terminology, no confusing terms. Want a sample?


In the United States you only have four mortgage financing options: VA, USDA, FHA, and Conventional. If you're not a Veteran, that narrows it down to 3 options. Now that you  know that you only have three options, you're one step closer to buying your new home. Let's have a conversation after you've read this information over? You can email, text, or call. Whatever is convenient for you!

Definition of a First Time Home Buyer:

The Federal Government defines a first time home buyer as a person who hasn't owned a home within the last 3-year period, or ever.

Special Programs

There are first time home buyer programs offered through the Ohio Housing Finance Agency that provide assistance with down payment or the benefit of a lower than market interest rate.


The US Department of Agriculture also offers a Single Family Housing Loan that is $0 down, 30-year fixed rate mortgage to individuals who don't currently own a home.


We specialize in educating first time home buyers!  The majority of the mortgages we provide are to first time home buyers.  We would love the opportunity to help you with your first home purchase.

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